Elevate your online operations with tailored processing experiences, effortless integration, and robust authentication features.


Tailored Processing Experience

Tailor your payment processing to match your unique business requirements. PAYARC offers dual integration options—traditional merchant and payment facilitator—providing you with the advantages of instant boarding and split funding. Customize your payment flow to align seamlessly with your business model.


Effortless Integration

Seamlessly integrate your online systems with PAYARC, guided by our sales engineering support. With full API and SDK solutions, experience minimal programming requirements for a smooth integration process. Our developer-friendly platform ensures that you navigate the integration landscape effortlessly.


Virtual Terminal Capabilities

Seamlessly process credit and debit sales online through our virtual terminal. Enjoy the convenience of managing manual and recurring subscriptions, providing a versatile solution to meet your business needs.


API Authentication

Security is paramount. Our API Access Token, generated securely through our platform, ensures the highest transaction security for your business and customers. Rest assured that your transactions are protected with state-of-the-art authentication.


Swift Merchant Onboarding

Experience a quick and hassle-free setup, allowing your business to be up and running in no time. Our Onboarding API streamlines the activation process, making it straightforward and rapid. Benefit from the ease of merchant onboarding with PAYARC.

Latest trends, insights, and news to help you stay informed

  • The Benefits of Cash Discount Programs for Merchants

    When you combine merchant fees with dynamic interchange fees issued by credit card companies, accepting credit cards can be costly and confusing for a small, growing business.

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  • Secure Processing Solutions: Payments Data Security Best Practices

    Retail ecommerce grew to a healthy $409.208 billion in 2017, but that growth came at a price: 16.7 million reported victims of fraud in 2017 (6.64 percent of the US population). Unfortunately, this doesn’t come as much of a surprise. With both increased rates of ecommerce transactions and consumer data on the web, fraud is…

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  • Replacing Your Terminal In 2020

    The Verifone VX520, VX805, and Ingenico iCT220 are end-of-life. If you have one of these soon-to-be-obsolete terminals, this is the time to look into alternatives. At PAYARC, we offer a variety of terminal solutions to suit every merchant’s needs. Our picks for replacing the previously-mentioned devices are the Dejavoo Z11, the PAX A80,and the Ingenico…

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