
Elevate your online operations with tailored processing experiences, effortless integration, and robust authentication features.
Tailored Processing Experience
Tailor your payment processing to match your unique business requirements. PAYARC offers dual integration options—traditional merchant and payment facilitator—providing you with the advantages of instant boarding and split funding. Customize your payment flow to align seamlessly with your business model.
Effortless Integration
Seamlessly integrate your online systems with PAYARC, guided by our sales engineering support. With full API and SDK solutions, experience minimal programming requirements for a smooth integration process. Our developer-friendly platform ensures that you navigate the integration landscape effortlessly.
Virtual Terminal Capabilities
Seamlessly process credit and debit sales online through our virtual terminal. Enjoy the convenience of managing manual and recurring subscriptions, providing a versatile solution to meet your business needs.
API Authentication
Security is paramount. Our API Access Token, generated securely through our platform, ensures the highest transaction security for your business and customers. Rest assured that your transactions are protected with state-of-the-art authentication.
Swift Merchant Onboarding
Experience a quick and hassle-free setup, allowing your business to be up and running in no time. Our Onboarding API streamlines the activation process, making it straightforward and rapid. Benefit from the ease of merchant onboarding with PAYARC.


Opt for PAYARC’s API and SDK solutions to seamlessly integrate your online systems. Our comprehensive instructions and customization options ensure a tailored processing experience aligned with your business needs.
Elevate your online operations with the reliability and innovation of PAYARC.
Latest trends, insights, and news to help you stay informed
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Visa Reason Codes
Visa reason codes are a string of numbers assigned to different explanations for chargebacks.
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Credit Card Encryption
Surely you’ve heard about skimmers being placed on gas station pumps or similar, of criminals trying to capture credit card information.
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MATCH / TMF
Usually, when a merchant account is terminated, the merchant’s name and business is listed on MATCH—Member Alert to Control High Risk.